How does purchase size affect financing eligibility?

  • Purchases under $999 are eligible for up to 12 months of financing.
  • Purchases over $999 are eligible for up to 36 months of financing.
  • Your financing terms (interest rate, down payment, etc) are subject to credit approval from Affirm.
  • Currently, Affirm cannot offer Iowa or West Virginia residents financing. We are sorry about that!

Will a credit inquiry to determine impact my credit score?

  • It's a soft inquiry, meaning not a hard inquiry that could affect your credit score.

If I finance, when is my first payment?

  • First payment is due 30 days from your initial Affirm approval. 
  • You will receive an email with an invoice to approve your first payment.  You will also receive a bill in the mail.
  • Subsequent payments can be made to Affirm through auto-draft or online.

How can I learn about my financing eligibility?

Check out the Affirm fine print here.

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